Tonik Brings Everyday Spending Into the Bank With Mobile Load, Telco Promos, and Game Credits
In a nutshell
- Tonik Digital Bank has introduced mobile load, telco promo bundles, and game credits directly within the Tonik app.
- Customers can instantly purchase load, promos, and gaming credits for themselves or others with zero additional fees.
- The move is part of Tonik’s strategy to increase customer engagement through everyday services while keeping lending at the core of its business.
Tonik Digital Bank has announced the launch of mobile load, telco promo bundles, and game credits within the Tonik app, giving customers more reasons to regularly engage with the platform beyond traditional banking services.
The new feature allows users to purchase mobile load and telco promos for themselves or for others by simply entering a mobile number. Load and promo purchases are credited directly to the recipient’s number, eliminating the need for voucher redemptions. Meanwhile, game credits are delivered via SMS to the mobile number specified during purchase.
“Most people open their banking app because they have to. We want ours opened because it’s useful,” said Greg Krasnov, Founder and CEO.
“Our luvs already trust us with their savings and their loans,” Krasnov added. “Load and game credits are small purchases, but they happen every week. Every one of them is another reason to stay with us instead of bouncing between five different apps to get simple things done. That is how an account turns into a relationship.”
Mobile Load, Promos, and Game Credits in One App
Customers can access mobile load and promo bundles from major Philippine telco providers, including Globe, Smart, TNT, TM, DITO, and GOMO. Available promo bundles cover a range of services such as mobile data, voice calls, and SMS packages.
Gaming enthusiasts can also purchase credits for several popular titles, including:
- Mobile Legends
- Roblox
- Riot Games titles
- Genshin Impact
- PUBG Mobile
Tonik emphasizes flexibility by allowing users to send load and game credits to any mobile number, not just their own. Mobile load and promos are credited instantly, while game credits are delivered via SMS, all without additional service charges.
Supporting Tonik’s Lending-Led Strategy
The bank clarified that the expansion into everyday digital services does not signal a shift away from its lending-focused business model. Instead, Tonik sees these offerings as complementary services that strengthen long-term customer relationships.
By incorporating high-frequency transactions such as load top-ups and game credit purchases into its ecosystem, Tonik hopes to create more regular touchpoints with customers and improve retention over time.
The available game credits span both mobile and PC gaming platforms. Tonik also noted that it does not provide credits, PINs, or vouchers for online gambling, e-casino, or e-sabong-related products.
